Tadawul
The Company for Cooperative Insurance (Tawuniya)
8010.TADAWULSAR 138.00
+1.47%+2.00Tadawul
SAR 138.00
+1.47%+2.00Valuation, profitability, balance-sheet health, growth — with 5-year and industry averages.
| Metric | Company | 5Y avg | Industry avg |
|---|---|---|---|
| P/E (TTM) | 18.3 | 25.6 | 9.3 |
| Forward P/E | 13.4 | — | 8.3 |
| P/S | 1.03 | 1.16 | 4.36 |
| P/B | 3.66 | 4.20 | 1.05 |
| P/CF | 151.4 | 39.2 | -1.0 |
| P/FCF | -4.8 | 10.5 | 1.3 |
| EV / EBITDA | 10.6 | 14.4 | — |
| EV / Sales | 0.75 | 1.05 | 7.43 |
| EV / EBIT | 15.7 | 16.5 | 11.0 |
| PEG | — | — | — |
| Earnings yield | +5.46% | +4.27% | +11.00% |
| FCF yield | -20.96% | +9.84% | — |
| Dividend yield | +1.47% | — | +5.77% |
| Payout ratio | +19.9% | — | +50.0% |
| Metric | Company | 5Y avg | Industry avg |
|---|---|---|---|
| EPS (TTM) | 7.53 | 5.08 | 2.19 |
| Book value per share | 37.75 | 27.69 | 18.66 |
| FCF per share | -28.93 | 7.76 | — |
| Revenue per share | 133.90 | 100.35 | 4.38 |
| Metric | Company | 5Y avg | Industry avg |
|---|---|---|---|
| ROIC | +18.9% | +19.2% | +6.1% |
| ROE | +21.8% | +17.5% | +10.9% |
| ROA | +3.6% | +3.8% | +1.6% |
| Gross margin | +0.4% | +0.4% | 0.0% |
| Operating margin | +6.3% | +6.3% |
| Metric | Company | 5Y avg | Industry avg |
|---|---|---|---|
| Debt / Equity | 0.10 | 0.05 | 0.94 |
| Debt / Assets | +2.6% | +1.1% | +13.5% |
| Net debt / EBITDA | -0.79 | -1.52 | — |
| Current ratio | 5.18 | — | — |
| Quick ratio | 3.81 | — |
| Metric | Company | 5Y avg | Industry avg |
|---|---|---|---|
| Revenue growth (YoY) | +12.2% | +25.6% | +3.9% |
| EPS growth (YoY) | +7.9% | +59.2% | +16.2% |
| EBITDA margin | +7.1% | +7.3% | 0.0% |
| Net margin | +5.6% | +4.8% | +53.8% |
| FCF margin | -1.7% | +8.6% | -47.2% |
| Asset turnover | 0.92 | 0.78 | 0.03 |
| Cash ratio | 1.04 | 1.81 | 21.47 |
| Interest coverage | 60.6 | 90.2 | 277.0 |
| Equity ratio | +24.6% | +21.5% | +14.9% |